Historical Mortgage Rates and ARM Index Rates – HSH.com – Historical Mortgage Rates and historical arm index rates. hsh associates has surveyed lenders and produced mortgage statistics for over 30 years. HSH’s Fixed-Rate Mortgage Indicator (FRMI) — the longest series of street-level pricing available — includes mortgages of all sizes, including conforming, "expanded conforming," and jumbo.Both conventional and fha loans limit the amount you can borrow, and the maximum loan sizes vary by county. Regulators may change the loan limits annually. The FHA upper limit in 2019 is $726,525.
FHA loans are guaranteed with government funds that provide extra protection for lenders. The primary difference between conventional loans and FHA loans is that conventional loans are not government-insured.
Or perhaps, you want to take a step back and repair your credit score before continuing the search, so that you can qualify for a conventional mortgage. This will also help you secure the best.