Prior to joining Certainty Home Loans, Jim had more than 17 years of experience in commercial banking with a focus on mortgage financing. Jim is a Director on the Texas Mortgage Bankers Association Board of Directors, and also a member of the MBA’s Independent Mortgage Bankers Executive Council.
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Greater Houston Association of Mortgage Professionals was founded by the prior board members of the GHAMB (Greater Houston association of Mortgage Brokers) in response to the changes in Federal regulation.
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Houston mortgage rates are ultimately driven by the prices of Mortgage backed securities (mbs). Although lenders set their own mortgage rates, those rates are greatly influenced by the current prices of MBS.
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